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Calculator House

Mortgage Calculator

Enter your mortgage details to calculate your monthly payments, amortization schedule, total loan cost, and more.
Loan details
Fill in the fields below to calculate your loan cost.
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Additional fees
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PMI is only required if the down payment is less than 20% of the home price.

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Mortgage Results

Total cost of loan
$698,106
Total interest paid
$378,106
PMI end date
--
Loan payoff date
May 2055

Monthly mortgage cost

The amount you will pay every month for your mortgage.

Principal and Interest

As you progress through the loan term, more of your monthly payment goes towards the principal and less towards the interest.

Amortization schedule

View how the principal and interest amounts shift over the life of the loan.

Jun 2025
Principal
$312.52
Interest
$1,626.67
Remaining Balance
$319,687.48
Jul 2025
Principal
$314.11
Interest
$1,625.08
Remaining Balance
$319,373.38
Aug 2025
Principal
$315.70
Interest
$1,623.48
Remaining Balance
$319,057.68
Sep 2025
Principal
$317.31
Interest
$1,621.88
Remaining Balance
$318,740.37
Oct 2025
Principal
$318.92
Interest
$1,620.26
Remaining Balance
$318,421.45
Nov 2025
Principal
$320.54
Interest
$1,618.64
Remaining Balance
$318,100.91
Dec 2025
Principal
$322.17
Interest
$1,617.01
Remaining Balance
$317,778.74